DhanumaK Associates (OPC) Pvt Ltd

Home Loan

Identity Proof

  • Passport
  • Aadhaar Card
  • PAN Card
  • Voter ID
  • Driving License

Income Proof

  • Latest 3 months salary slips
  • Form-16 latest 2 years. (No need ITR's for salaried so pls remove)
  • Latest 6 months salary credited bank statements
  • Company I'd card
  • Offer letter
  • Relieving letter (current working company is below 2 years)

Photographs

  • Passport-sized photographs (2-3 copies)

Property Documents

  • Agreement of sale
  • Cost sheet
  • Encumbrance certificate (EC) / Nill EC
  • Sale deed draft
  • Demand letter
  • Tripartite or quadripartite agreement (Builder purchase)
  • OCR (Own contribution Reciept)
  • Builder NOC/ CF Noc
  • All Link documents (Resale)
  • Approved Plan and proceedings (Individual or Resale)
  • Estimate sheet from licenced architecture (Self construction)

Identity Proof

  • Passport
  • Aadhaar Card
  • PAN Card
  • Voter ID
  • Driving License

Income Proof

  • Income Tax Returns (ITR) for the last 2-3 years
  • Profit and Loss Statement (for self-employed professionals or business owners)
  • Balance Sheet (for business owners, last 2-3 years)
  • Bank Statements (last 6 months)
  • Audited Financial Statements (if applicable)

Personal Loan

Identity Proof

  • Passport
  • Aadhaar Card
  • PAN Card
  • Voter ID
  • Driving License

Income Proof

  • Salary Slip for the last 3 months
  • Form 16 or Income Tax Returns (ITR) for the last 2 years
  • Bank Statements (last 6 months) showing salary credit
  • Employment ID or Appointment Letter (if required by lender)

Photographs

  • Passport-sized photographs (2-3 copies)

Business Loan

Basic Documents

Identity Proof

  • Passport
  • Aadhaar Card
  • PAN Card
  • Voter ID
  • Driving License

Photographs

  • Passport-sized photographs (2-3 copies)

Financial Documents

  • Income Tax Returns (ITR) – for the last 2-3 years
  • Bank Statements – for the last 6–12 months
  • Audited Balance Sheet & Profit and Loss Statements – for the last 2–3 years
  • GST Returns – if applicable, for the last 1 year

Business Proof Documents

  • Business Registration Certificate
  • Trade License / Shop Act License
  • GST Registration Certificate
  • MOA & AOA (for Private Limited Companies)
  • Udyam/MSME Registration (if available)

Other Documents (if applicable)

  • Loan Repayment Track Record (if already taken any loans)
  • CA Certified Net Worth Statement
  • Project Report or Business Plan (for new businesses or expansion funding)

Mortgage Loan

Identity Proof

  • Passport
  • Aadhaar Card
  • PAN Card
  • Voter ID
  • Driving License

Income Proof

  • Salary Slips for last 3–6 months
  • Form 16 or ITR for last 2 years

Bank Statements

  • Last 6 months bank statement showing salary credit

Employment Proof

  • Employee ID Card or Appointment Letter (if required)

Property Documents

  • Registered Sale Deed / Title Deed
  • Approved Building Plan
  • Property Tax Receipts
  • Encumbrance Certificate

Photographs

  • Recent passport-sized photographs

Identity Proof

  • Passport
  • Aadhaar Card
  • PAN Card
  • Voter ID
  • Driving License

Income Proof

  • ITR for last 2–3 years
  • Audited Balance Sheets & P&L Statements (last 2–3 years)

Business Proof

  • Business Registration Certificate
  • GST Certificate / Trade License
  • Partnership Deed / MOA & AOA (if applicable)

Bank Statements

  • Last 6–12 months (business and personal)

Bank Statements

  • Title Deed / Registered Sale Deed
  • Property Tax Receipts
  • Building Plan Approval
  • Encumbrance Certificate

Photographs

  • Recent passport-sized photos

Open Plot Loan

Identity Proof

  • Passport
  • Aadhaar Card
  • PAN Card
  • Voter ID
  • Driving License

Income Proof

  • Last 3–6 months Salary Slips
  • Form 16 or Income Tax Return (ITR) for last 2 years

Bank Statements:

  • Last 6 months bank statement showing salary credit

Employment Proof:

  • Employment Certificate / ID Card / Offer Letter

Employment Proof:

  • Sale Agreement / Registered Sale Deed
  • Approved Layout Copy
  • Encumbrance Certificate (EC)
  • Property Tax Receipt
  • Ownership Documents / Khata Certificate (if applicable)

Photographs

  • Passport-sized photographs (2-3 copies)

Property Documents

  • Agreement of sale
  • Sale deed or link documents (If it's resale)
  • Sale deed draft
  • Encumbrance certificate (EC) or Nill EC
  • Demand letter
  • Builder Noc / CF Noc (If applicable)
  • OCR Receipt (Own contribution Reciept)
  • Approved layout copy (If it's resale)
  • Property tax receipt (If it's resale)

Identity Proof

  • Passport
  • Aadhaar Card
  • PAN Card
  • Voter ID
  • Driving License

Business Proof:

  • Incorporation certificate
  • Trade licence certificate
  • Labour licence certificate
  • Gst registration certificate
  • Gst Returns latest 1 year
  • Company Profile in letter head.
  • Msme / udyam registration certificate.
  • MOA & AOA & Partnership deed ( If Company is Pvt Ltd)

Income Proof:

  • Latest 3 years ITR's with Computation of income and PL and Balance sheet with CA attestation ( Individual and company)
  • Latest 3 years of form-26as with CA attestation. (Individual and company)
  • Latest 1 year All bank statements in pdf formats ( all savings and current accounts)

Bank Statements:

  • Last 6–12 months bank statement (business and personal)

Property Documents

  • Agreement of sale
  • Sale deed or link documents (If it's resale)
  • Sale deed draft
  • Encumbrance certificate (EC) or Nill EC
  • Demand letter
  • Builder Noc / CF Noc (If applicable)
  • OCR Receipt (Own contribution Reciept)
  • Approved layout copy (If it's resale)
  • Property tax receipt (If it's resale)

Photographs:

  • Passport-sized photographs (2-3 copies)
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